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Another year revatio otc If you find yourself checking rates and choosing between different cards to avoid bumping up against your credit limit, ask yourself this: “Can I pay with cash?” Even if you can’t afford to use cash, want to preserve it or want the vig of rewards points, you should act as though you can. Shop wisely. Spend as little as possible, and remember: if you’re running low on affordable credit, the last thing you should do is rack up more debt. If you use a debit card, decide how much you can spend before you leave home. Sometimes, in order to exercise the most self-discipline (and avoid acquisition ecstasy), go the cash route. Withdraw the exact amount you have budgeted and when you’re out of cash, you’re done shopping.